About SMSC
Built by Leaseholders.
For Leaseholders.
Save My Service Charge is an independent platform helping leaseholders and RMC directors take real control of their buildings from comparing managing agents, to exercising Right to Manage, to making sure block insurance is fair.
1,012+
Blocks Registered
£0
Cost to Leaseholders
200+
Agents in Network
Our Mission
To put leaseholders back in the driving seat of their own buildings with independent advice, transparent pricing and the tools they need to make confident, informed decisions.
Our Story
We Started Because We Were Leaseholders Too.
Save My Service Charge began as a private spreadsheet between two RMC directors trying to work out whether they were being charged a fair price for the management of their own block. The more they dug, the clearer the pattern became, opaque pricing, undisclosed commissions and very little independent advice for leaseholders.
Word spread. Neighbouring blocks asked for help. Then directors elsewhere in the country. We built SMSC so that anyone, not just well-resourced buildings could run the same kind of structured comparison, in plain English, for free.
Today we support directors and leaseholders across the UK with three things: comparing managing agents, exercising the Right to Manage, and reviewing block insurance.
How We Got Here
A Short Timeline
From a spreadsheet between two directors to a national platform -
seven not always easy steps.
2020
A Frustration, a Founding
Our founders were RMC directors, frustrated by opaque service charges and no independent guidance. So they built it themselves.
2021
The Platform Goes Live
We launched the first version of SMSC, turning a hands-on service into a repeatable process. More blocks, supported properly.
2022
Leaseholders Meet in London
Our first London leasehold event brought residents, professionals and partners into one room. The conversation the sector needed had begun.
2023
13 Blocks, 525 Homes
Our first major tender covered 13 blocks and 525 apartments. Proof that structured comparison works at scale.
2024
100 Agents, One Network
Our 100th managing agent joined the platform. A regional idea had become a national network.
2025
The Right Insurance Partner
After a two-year search, we finalised our insurance partnership. Benchmarked cover leaseholders could finally trust.
2026
A National Network
Over 1,000 UK blocks now use SMSC to compare agents, exercise RTM rights and benchmark insurance. Free, in plain English.
What We Stand For
Four Principles. No Exceptions.
We hold ourselves to the same standards we ask of every managing
agent and partner in our network.
Independent
Always on Your Side
We are not owned by, nor affiliated with, any managing agent, freeholder or insurer. Our only obligation is to the leaseholders and directors we work for.
Transparent
No Hidden Commissions
Every fee, partnership and referral arrangement is published openly. If a service costs nothing to use, we explain how it is funded.
Free to Use
No Cost to Leaseholders
Comparing agents and reviewing insurance is free for leaseholders and RMC directors. The only fixed fee is our Right to Manage service.
Practical
Built Around Real Buildings
Every tool, template and process has been shaped by real RMC directors and leaseholders dealing with real service charge and management challenges.
What We Do
Three Services. One Mission.
Whether you want to challenge your current agent, take over
management, or stress-test your insurance, start with the route that
fits your building.
Block Management
Compare Managing Agents
Run a free, structured tender and receive proposals from vetted agents suited to your block.
Right to Manage
Take Back Control
A guided, fixed-fee Right to Manage service — £144 per participating leaseholder, money-back if unsuccessful.
Block Insurance
Review Your Cover
Free independent review of your block insurance. Better wording, fewer hidden commissions, fairer pricing.
Recognised in the Sector
Highly Commended at the
ERMAS 2024 Awards.
Recognised by News on the Block at the industry's leading awards for Enfranchisement
and Right to Manage — celebrating independent services that put leaseholders first.
How We're Funded
Independent and Open About It.
Comparing managing agents and reviewing your block insurance is free for leaseholders. There are no hidden costs, no commission on premiums, and no obligation to switch.
Managing agents pay us directly for winning your business, and our Right to Manage service has a fixed published fee of £144 per participating leaseholder.
Our Promise
Free to use for leaseholders and RMC directors
Transparent commissions on insurance
Published, fixed pricing for RTM claims
No pressure to switch agents, insurer or anything else
Have a Question? We're Listening.
Whether you're a curious leaseholder or an RMC director
ready to act, our team is happy to talk things through — no
commitment.
Independent support for leaseholders
and RMC directors. Free to use.
No hidden costs.
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© 2026 Save My Service Charge Ltd. All rights reserved.
Built by leaseholders, for leaseholders.