Let us help by comparing your insurance premium

If you have any reason to believe your building insurance cost in London is too high, book an insurance health check today.
We help leaseholders achieve the best value for money for their block or estate building insurance in London by comparing premiums with similar policies completely free of charge!


Save My Service Charge operates a service that is free to all leaseholders, without any requirement to use or have used Save My Service Charge previously.
You have nothing to lose and plenty to save by contacting us today!
Are You Overpaying?
In one of the worst cases we have seen, we saw a London Block Management Agent (who is not and will not be listed with us!) charge a 40% commission fee on top of brokerage fees to a leasehold block of flats.
As a result of this, the residents of said block were paying almost double for their London block insurance… and for what?!
The insurance market is primarily funded through commissions, many of which are passed on to you as leaseholders.
Commissions are designed for the purpose of work that may need to be done. Insurance brokers obviously need to be paid a sensible fee for managing your London block insurance, but no more than that!
Free, independent review · No obligation · No referral fees
While we are a business and are required to make money to survive, we do not make it from leaseholders.
We work with insurance brokers who get preferential rates from insurance underwriters. They receive the best deals in the market for leaseholders and we take a small fee from the winning broker, for passing on the lead, which is not adding it to your insurance premium. The insurers cannot inflate their prices to pay for this as we are comparing their figure against your existing insurer and new insurers want to offer the best available price for you.
Our goal is to make your building insurance in London cheaper, not to take advantage of you and capitalise on it!
SMSC is not an insurance broker and does not provide insurance directly.
Following extensive research, we work with a specialist leasehold insurance partner experienced in supporting RMCs, RTM companies, and resident-led buildings.
Quotes are prepared directly by our partner based on your building's individual risk profile.
Our role is simply to introduce buildings to a provider we trust and to make the review process straightforward.
You remain entirely free to decide whether to proceed.
Free for leaseholders and RMC directors. No obligation.
No jargon.
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